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Australia residents rated their current personal financial circumstances 5.7/10

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Financial circumstances in Australia in 2025

The section reports on your residents’ current and future personal financial circumstances, their ability to meet commitments and how they feel about the future economic prospects of their local area. It gives you the capability to explore how your residents’ views regarding their health compare beyond, across and within your LGA.

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Australia Current Financial Circumstances
Regional Australia
5.7
Metropolitan Australia
5.8
Collected May 2025

Australia residents rated their current Personal Financial Circumstances an average of 5.7 out of 10, consistent with Regional Australia: 2025 (5.7) and lower than Metropolitan Australia: 2025 (5.8).

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Residents rated their current personal financial circumstances an average of 5.7 out of 10. When asked about the future, 26% forecast that their personal financial circumstances will get better in 12 months and 27% believe they will get worse.
How would you rate your personal financial circumstances?
Do you think your personal financial circumstance will get worse, stay the same or get better over the next year?
Australia 2025 (n = 4907)
5.7
Very poor
Excellent
Australia
2023
6.1
2024
6.0
2025
5.7
Australia 2025 (n = 4907)
27%
47%
26%
Get worse
Stay the same
Get better
Australia
2023
25%
52%
23%
2024
21%
51%
28%
2025
27%
47%
26%
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How often, if ever, are you late meeting your financial commitments?
Do you think the economic situation in your local area will get worse, stay the same or get better over the next year?
Australia 2025
Always late
2%
Often late
6%
Sometimes late
30%
Never late
63%
Australia
2023
69%
26%
4%
1%
2024
66%
27%
5%
2%
2025
63%
30%
6%
2%
Australia 2025 (n = 4907)
42%
48%
11%
Get worse
Stay the same
Get better
Australia
2023
39%
48%
13%
2024
35%
52%
13%
2025
42%
48%
11%